Back off the ladder

It’s almost six years since we bought our house in Liverpool, possibly paying above the odds but content we’d got what we wanted despite being so late to climb onto the property ladder. The feeling of opening the door of your own house for the first time is electric, and it was made all the more special by the card and bottle of wine left for us by the previous owner.

Nice of her to do that, but then she had made £45,000 on it in just four years due to the boom. Being realistic we knew the property market had already levelled out by the time we bought, but figured it would still be a good long term investment. Property always is, they tell you.

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